We’re A merchant services consultation agency.

Curious About us?

At Merchant of the Universe, we’re pioneering the future of merchant services by weaving together consultative expertise and agentic AI innovation. We empower small businesses to thrive in an increasingly automated world—without handling payment processing directly.

What We Do
Merchant Services Consultation
We provide expert guidance on merchant setup, point-of-sale ecosystems, dual-pricing strategies, and AI-based payment tech. Rather than processing transactions ourselves, we help you select, integrate, and optimize solutions that drive customer loyalty and efficiency.
AI-First, Agentic Solutions
Our backend is powered by agentic AI—built for autonomy, context-aware reasoning, and task execution. By design, our tools don’t just assist; they act—automatically handling workflows like ticket management, inventory alerts, and customer-support follow-ups McKinsey & Company+2Business Insider+2Checkout.com+2Wikipedia+1Business Insider+1.

Why Agentic AI?
From Assistant to Executor
Traditional chatbots only respond. Our agentic systems proactively complete tasks, from multi-step workflows to appointment scheduling—mirroring the nascent wave of agentic commerce where AI goes beyond prompts to real, measurable execution twimbit.com+1Business Insider+1verygoodsecurity.com+4Digismart.io+4The Payments Association+4.
Strategic Automation
Like Sweep’s GTM agents, our AI tools automate real business processes—saving you time and removing friction across operations .
Prepared for Tomorrow’s Commerce
As Mastercard and Visa evolve for “agentic commerce,” our advisory services help you stay ahead—embedding tokenized, autonomous interactions into your merchant roadmap Kiplinger+11Checkout.com+11Digismart.io+11.

Our Approach: Tailored & Trustworthy
Consult & Map
We start with your business goals—sales channels, customer journey, and desired workflows—to identify how agentic AI can add strategic value.
Prototype & Integrate
Using cutting-edge frameworks, we develop AI agents tailored to your context—whether answering queries, managing inventory restock alerts, or generating reports.
Deploy & Govern
We help roll out your agentic tools using secure, tokenized architectures (aligned with FIDO, passkeys, and PCI-lite best practices) Wikipedia+9Checkout.com+9Business Insider+9.
Educate & Scale
We train your team on AI governance, setting oversight thresholds, and building trust in automation—so your agents amplify productivity without replacing control .

Who We Serve
Retailers and SMBs navigating the transition to intelligent POS and tokenized commerce.
Consultants who need to integrate AI workflows into merchant solutions.
Early adopters looking to pilot autonomous assistants and discover first-mover advantages.

Our Vision
We envision a world where merchant services are no longer just systems—they’re autonomous collaborators. As agentic commerce becomes mainstream, businesses that leverage AI agents will not only survive—they’ll lead. We’re here to guide that transition.

Get in Touch
Want to explore how AI can elevate your merchant operations?
Book a consultation: chat with one of our experts
Subscribe to our newsletter: insights on agentic commerce trends
Collaborate: partnership opportunities welcome

By merging trusted merchant know-how with agentic AI automation, Merchant of the Universe stands at the intersection of commerce and the autonomous future. Join us—and let your merchant services work as smartly as your ambitions.